CNT offers the complete range of finance & loan products. CNT has a wide range of network and web based process system.
Personal Finance
Personal Loan⚱Unsecured Personal Loan
☛Funding
✓Loan Amount : ₨ 50,000 - ₨ 25 Lakhs
✓Max. EMI : 65% of income
☛Repayment
✓Tenure max. 12 months - 60 months
☛Interest Rate
✓Starting from 11.99%
☛Eligibility Criteria
✓Age 21 yrs - 60 yrs
✓CIBIL score 750 or above
✓Min. total 1 year experience
✓Min. 6 months experience in current company
✓Salaried employee of Private Limited company
✓Salaried employee of Public Sector undertaking
✓Salaried employee of Government
✓Min. income ₨ 30,000 for Private Limited company employee
✓Min. income ₨ 25,000 for PSU & Government employee in Non-Metropolitan cities
✓Min. income ₨ 20,000 for PSU & Government employee in Metropolitan cities
☛Income Proof
✓Bank statement last 6 months
✓Salary slips last 3 months
✓Income Tax return
✓FORM 16
☛KYC
✓PAN Card/Voters Id/Passport
✓Aadhar Card//Driving License/Utility bill
Business Finance
Business Loan⚱MSME Business Loan
⚱Secured Business Loan
⚱Micro, Small & Medium Business Loan
☛Funding
✓Loan Amount : ₨ 3 Lakhs - ₨ 50 Lakhs
☛Repayment
✓Tenure max. 24 months - 180 months
☛Interest Rate
✓14% to 22%
☛Eligibility Criteria
✓Age 21 yrs - 65 yrs
✓Min. 3 Yrs in business
✓Min. Turnover of ₨ 12 Lakhs for services
✓Min. Turnover ₨ 15 Lakhs for manufacturing
✓Min. Turnover ₨ 18 Lakhs for trading
☛Income Proof
✓Balance Sheet
✓Profit & Loss Account Statement
☛Ownership Proof
✓Shop License
✓GST Certificate
✓SSI Certificate
✓MSME Certificate
✓Business License
☛KYC
✓PAN Card/Voters Id/Passport
✓Aadhar Card//Driving License/Utility bill
Supply Chain Finance
Dealer, Distributor & Retailers Finance⚱Dealers Invoice Finance
⚱Distributors Invoice Finance
⚱Retailers Invoice Finance
⚱Invoice Factoring Secured Short Term Loan
⚱Invoice Finance for additional Working Capital
⚱Short Term Working Capital Finance
☛Eligibility Criteria
✓Dealer working for 1 year
✓Distributor working for 1 year
✓Retailer working for 1 year
☛Income Proof
✓Latest Income Tax Return
✓Audited Balance Sheet
✓Audited Profit & Loss Account Statement
☛Documents Required
✓Business profile with the business projection
✓Bank statement of business account
Vendors Finance
⚱Loan Against Invoice
⚱Loan Against Purchase Order
⚱Loan Against Work Order
⚱Invoice Factoring Secured Short Term Loan
⚱Invoice Finance for additional Working Capital
⚱Short Term Working Capital Finance
☛Eligibility Criteria
✓ Vendor of 1 year
☛Income Proof
✓Latest Income Tax Return
✓Audited Balance Sheet
✓Audited Profit & Loss Account Statement
☛Documents Required
✓Business profile with the business projection
✓Bank statement of business account
Commercial Vehicle Loan
⚱Three Wheeler Loan
⚱Small Commercial Vehicle Loan 🚚
⚱LCV Loan for Agri Logistics link
⚱LCV Loan for Factory Logistics link
☛Funding
✓Upto 85% funding
✓Loans Amount maximum ₨ 25 Lakhs
☛Interest Rate
✓14% to 17% for new vehicle
✓16% to 20% for used vehicle
☛Repayment
✓Tenure max. 48 months for new vehicle
✓Tenure max. 48 months for used vehicle
☛Eligibility Criteria
✓Market Load Operator
✓Prior vehicle owner
✓Repayment track record
✓Age 21 yrs - 60 yrs
☛Property Proof
✓RC copy of prior commercial vehicle
✓Agriculture Land holding proof
✓Commercial Property proof
✓Residential Property proof
☛Income Proof
✓Minimum Land holding of 2 acres based on the crops cultivated
☛Documents Required
✓Proof of agri land 7/12 or utara
✓Latest 1 year IT return
✓3 months bank statement
✓Loan Account statements of commercial vehicle being paid
✓Valid relevant Driving License
☛KYC
✓PAN Card/Voters Id/Passport
✓Aadhar Card//Driving License/Utility bill
Agriculture Finance
Farm Equipment Loan⚱Tractor Loan 🚜
⚱Harvester Loan
⚱Transplanter Loan
⚱Rotovator Loan
⚱Micro-irrigation Systems Loan
☛Funding
✓Upto 90% funding
✓Loans Amount maximum ₨ 25 Lakhs
☛Interest Rate
✓15% to 17% for new Farm Equipment
✓ 16% to 20% for used Farm Equipment
☛Repayment
✓Monthly/Quarterly/Half yearly
☛Tenure
✓Max. 6 Yrs for new Farm Equipment
✓Max. 6 Yrs for used Farm Equipment
☛Eligibility Criteria : Farmer
✓Age 21 yrs - 60 yrs
✓Farmer owning the agriculture land
✓Farmer involves in Livestock activities
✓Farmer involves in Agriculture activities
☛Eligibility Criteria : Commercial Hire
✓Age 21 yrs - 60 yrs
✓An individual use the tractor only for hiring purpose
✓Prior vehicle owner
✓Repayment track record
☛Income Proof
✓Minimum Land holding of 2 acres based on the crops cultivated
☛Documents Required : Farmer
✓Proof of agri land 7/12 or utara
✓Latest 1 year IT return
✓3 months bank statement
✓Loan Account statements of tractor being paid
✓3 years valid relevant Driving License
☛Documents Required : Commercial Hire
✓Latest 1 year IT return
✓3 months bank statement
✓Loan Account statements of commercial vehicle being paid
✓3 years valid relevant Driving License
☛KYC
✓PAN Card/Voters Id/Passport
✓Aadhar Card//Driving License/Utility bill
Property Finance
Home Loan⚱Ready Residential Property Loan
⚱Under Construction Residential Property Loan
⚱Under Construction Property on Own Land Loan
☛Funding
✓Loan Amount : ₨ 2 Lacs - ₨ 30 Lacs
☛Interest Rate
✓12% to 15%
☛Repayment
✓Loan Tenure : 12 months - 240 months
☛Eligibility Criteria
✓Age 21 yrs - 60 yrs ( for SENP/SEP 65 years )
✓Min. net Monthly income of Rs.10,000 or more per individual
☛Income Proof
✓Last 2 yrs’ ITR along with the financials
✓Last 6 Month Salary Slips/Certificate
☛Documents Required
✓Last 12 months Bank Statement
✓Loan Account statements being paid
✓Agreement to Sell
☛KYC
✓PAN Card/Voters Id/Passport
✓Aadhar Card//Driving License/Utility bill
Loan Against Property
⚱Mortgage Loan for Business Expansion
⚱Mortgage Loan for Asset creation
⚱Mortgage Loan for Debt Consolidation Purpose
⚱Mortgage Loan for Commercial Property Purchase
☛Funding
✓Loan Amount: ₨ 2 Lacs - ₨ 30 Lacs
☛Interest Rate
✓16%
☛Repayment
✓Loan Tenure : 12 months - 180 months
☛Eligibility Criteria
✓Age 21 yrs - 60 yrs ( for SENP/SEP 65 years )
✓Min. net Monthly income of Rs.10,000 or more per individual
☛Income Proof
✓Last 2 yrs’ ITR along with the financials
✓Last 6 Month Salary Slips/Certificate
☛Documents Required
✓12 months Bank Statement
✓Loan Account statements being paid
✓Agreement to Sell
☛KYC
✓PAN Card/Voters Id/Passport
✓Aadhar Card//Driving License/Utility bill
